Monthly Insider – January, 2025

Insider Guide

January, 2025

Meet our new employee – Coby Sullivan

Coby brings a unique combination of leadership, discipline, and a commitment to making a difference with his principled ideals. He consistently strives for true fulfillment, helping others, and being a force for good in the world.

Prior to working at Goodwin Investment Advisory, Coby grew up in Pennsylvania. He got his Bachelors degree from Shippensburg University in Exercise Science. Next, he joined the Military and eventually became a Ranger Instructor. Moving from the Army to work at Goodwin Investment Advisory, Coby wanted to make sure he did something that still had meaning.

As a Captain in the Army, he developed strong leadership and strategic thinking skills, which he can apply to guide clients through complex financial decisions. “I love the idea of working with people and helping them achieve their goals. To potentially be a voice of hope in their financial life and a steady hand in a place of uncertainty. A lot of people could benefit from a financial coach and mentor, and I want to help provide people with a way towards financial peace.” For Coby, his career needs to be meaningful work. He wants to feel like he is helping people and making a difference in the community and God’s kingdom. He believes when you do something, you should always strive to be the best at it–not out of ego or pride, but for the people you work for, your clients, as they deserve your absolute best.

Coby lives with his wife, Halle, in Canton, GA. After moving from Alaska, they chose to stay in Georgia to put down roots and start a family while focusing on their careers. He enjoys woodworking, carpentry, and all things fitness—he recently built his bar, coffee table, benches, and dining room table. When they are not working, you can find Coby and Halle trying out new local restaurants or grabbing a workout at the gym.

Thank you for your recommendations this year!

We really appreciate your belief in us and your recommendations to family and friends. This year, 48 percent of our new clients came from your referrals. Thanks so much!

New Blog: How to Run out of Money in Retirement

Retirement is often viewed through the lens of financial security, but what if we flipped the script? Instead of hoarding your savings for an uncertain future, why not design a retirement where the goal is to truly enjoy every dollar you’ve earned? Imagine retiring by design, where you live fully, embracing each moment with the intent to die with zero. This approach isn’t about reckless spending but about planning to maximize joy and experiences. Here’s how you can spend your retirement embracing life beyond the dollars and cents.

Check out our new episodes from The Money PIG Podcast now on YouTube. 

New Podcast Episode: Managing Wealth During Major Life Transitions

In this episode of the Money Pig Podcast, Herman Hugo, a client-turned-compliance-expert at Goodwin Investment Advisory, shares his journey from Silicon Valley to Georgia and his financial strategies during major life transitions. The discussion covers navigating job changes, equity compensation, health insurance planning, Roth conversions, and retirement strategies like the Rule of 55. The episode also touches on managing divorce and business sales, emphasizing the importance of expert guidance and collaborative planning to reduce stress and increase financial confidence.

Flourishing in Winter: Embracing Rest and Darkness

Winter, with its shorter days and longer nights, often feels like a pause in the rhythm of life. Trees stand bare, animals hibernate, and the earth itself seems to slow down. But this season of stillness isn’t empty—it’s essential. Just as nature requires time to rest and renew, so do we.

In our fast-paced lives, we often equate productivity with worth, pushing ourselves to grow constantly. But growth isn’t sustainable without rest. Winter teaches us that flourishing sometimes means stepping back, embracing quiet, and allowing ourselves the space to recharge.

In the natural world, winter is when roots grow deeper, seeds lie dormant, and energy is conserved for the vitality of spring. Without this time of restoration, the vibrant blooms of spring and the abundance of summer would not be possible. Similarly, when we honor our need for rest—physically, emotionally, and spiritually—we create the foundation for future growth.

This season invites us to reflect, to nurture ourselves in ways that busy seasons don’t allow. Darkness isn’t something to fear but a place where rest and renewal thrive. Just as the moon waxes and wanes, we, too, need cycles of activity and quiet.

Embrace the gifts of winter: slower mornings, cozy evenings, and moments of introspection. Trust that this period of rest is not a pause in your journey but an integral part of it. Rest is not the opposite of growth—it’s what makes growth possible.

As you move through this season, let it remind you that flourishing isn’t just about constant motion. It’s about honoring the rhythms of life and allowing yourself the grace to pause, replenish, and prepare for what’s to come.

Disclosure – All investment carries risk, and we cannot guarantee performance or results. Past performance does not guarantee future results. GIA does not earn any compensation from any of the non-GIA links provided in these resources. The market insights, podcast, blogs, guides, self improvement thoughts and activities are based on our perspectives and experience, and may not apply to your unique situation or be appropriate for your wellness. Please contact us for any questions relating to the content above, or to discuss how we can support you in your specific situation, and help you to reach your financial and personal goals.

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