Insider Guide

July, 2023

reminders

tools for you to use to track your progress:

gMoney daily dashboard

We recommend the use of an online tool such as gMoney to give you a close-up view of your financial situation. It enables you to keep track of your assets and liabilities and monitor whether they are moving in the right direction over time. gMoney allows you to see accounts that Goodwin Investment Advisory manages for you, as well as others that we don’t manage. It includes the option to enter your financial goals and enables you to see whether you are on track to those goals. gMoney even has a secure vault to store important documents, and you have the option to share this with your advisor. You can access this from our accounts page on our website.

Fidelity dashboard

We use Fidelity as our preferred custodian, and their website provides your performance and brokerage reports (incl. tax reports), as well as tools to compare your investments’ performance against a large number of benchmarks. You can access this from our accounts page on our website. You can now use the Fidelity app to track your performance as well.

protect your passwords and identity

A friendly reminder to protect your passwords and identity by following these tips:

• Use strong, unique passwords for each online account.
• Avoid duplicating passwords across different platforms.
• Consider using a password manager like LastPass to securely store and generate passwords.
• Enable two-factor / multi-factor authentication (2FA/MFA) whenever possible to add an extra layer of security.
• Use biometric authentication methods like Face ID or fingerprints on devices that support them.
• Regularly update your devices and software to prevent vulnerabilities.
• Be cautious of phishing emails and suspicious websites. Avoid clicking on unknown links or sharing sensitive information.
• Check that websites use encrypted connections (“https://”) when entering sensitive data.
• Regularly monitor your financial statements and credit reports for any suspicious activity.
• Be mindful of sharing personal information online and on social media platforms.

shop around for auto insurance

When was the last time you shopped around for auto insurance? Do you know you are not overpaying? Does your policy include an umbrella policy? Is there a better plan for you? Maybe your current provider will even offer a discount to keep your business by matching a competitor’s prices.

check your subscriptions

Are there any subscription services you currently pay for that you are not using? If so it is an easy way to save money by canceling unused subscriptions.

resources on our website

We have quite a large resource center on our website, and we encourage you to go to the site and select an option under the knowledge center on our global navigation. You can search for any blog topic that you are interested in. If there is a specific topic you would love to see us write, talk about, or make into a printable guide, please email Tara at tbruce@goodwininvestment.com

thanks for your feedback

Your feedback on the client survey was so helpful! We will be making some changes over the next few months to implement as many of your suggestions as we can.

schedule time with your advisor

We encourage you to schedule your annual financial check-up if you have not met with your advisor in the past 12 months. Direct links to your advisor’s calendar are listed below.

Our latest blog, “Retirement Planning – all about RMDs and your withdrawal strategy in retirement” focuses on how to plan ahead for your future withdrawal strategy. Our advisors can take the guesswork out of retirement planning, but it is always a good idea to make adjustments and take a dynamic approach when possible.

Check out one of our newest episodes from The Money PIG Podcast hosted by our very own Reid Trego. This episode features practical wisdom from Justin Pitcock, CFP® professional, on the topic “What are Alternative Investment Options, Including Interval Funds?” Click the button below to listen. Or, check out the new section of our website highlighting interval funds.

Biscuits

ingredients:

• ¼ cup buttermilk
• 1 tsp. vanilla extract
• ¼ cup heavy cream, plus more for brushing
• 1¾ cups (219 g) all-purpose flour
• ¼ cup (50 g) granulated sugar
• 2½ tsp. baking powder
• ½ tsp. Diamond Crystal or ¼ tsp. Morton kosher salt
• ¼ tsp. baking soda
• 6 Tbsp. chilled unsalted butter, cut into pieces
• 4 oz. sesame halva, broken into ½”–1″ pieces
• 3 oz. bittersweet chocolate, chopped
• Sanding sugar (for sprinkling)

Assembly

ingredients:

• 1½ lb. fresh strawberries, hulled, quartered
• 2 Tbsp. fresh lemon juice
• 6 Tbsp. granulated sugar, divided
• 1¾ cups heavy cream

preparation:

Biscuits

Step 1

Preheat oven to 400°. Whisk egg, buttermilk, vanilla, and ¼ cup cream in a small bowl to combine. Whisk flour, granulated sugar, baking powder, salt, and baking soda in a large bowl. Using a pastry blender or your fingers, work butter into dry ingredients until mixture resembles coarse meal. Add halva and chocolate; toss to combine. Drizzle in egg mixture and stir with a fork until crumbly but incorporated.

Step 2

Turn out dough onto a parchment-lined baking sheet. Knead once or twice to bring together, then pat into a 6″ square. Using a bench scraper or a knife, cut into 8 equally sized rectangles; space apart. Brush tops with cream, then sprinkle with sanding sugar.

Step 3

Bake biscuits until golden brown and a tester inserted into the center comes out clean, 20–25 minutes.

Do ahead: Biscuits can be formed (but not baked) 1 month ahead. Freeze on baking sheet until solid, then transfer to freezer bags. Bake from frozen.

Assembly

Step 4

While the biscuits are baking, combine strawberries, lemon juice, and 3 Tbsp. granulated sugar in a medium bowl. Let sit, tossing occasionally, until juicy and glossy, about 10 minutes.

Step 5

Whisk cream and remaining 3 Tbsp. granulated sugar in a chilled large bowl to medium-stiff peaks. (or you can use a mixer)

Step 6

To serve, split biscuits and spoon some whipped cream and berries over bottoms. Top with remaining biscuit halves and spoon remaining whipped cream and berries over.

Disclosure – All investment carries risk, and we cannot guarantee performance or results. The ideas and guides shared are based on our experience, and may not apply to your unique situation. GIA does not earn any compensation from any of the non-GIA links provided. Please consider your specific health and wellness situation to determine what is good for you. Please contact us for any questions relating to the content above, or to discuss your specific situation.

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