Insider Guide

April, 2023

April reminders

Tax day is April 18 so make sure you have filed your personal taxes, or filed an extension.

extra cash

If you have extra cash available, you may consider one of the options below to grow your funds.

our recommendations: (in preferred order)

1. Invest extra cash in the stock market while prices are low
2. We now offer professional cash management, e.g. CD and bond ladders at a discounted management fee
3. Check out the latest yields of these Fidelity Money Market Accounts

Note: all investment carries risk, and we cannot guarantee results. The stock market could go down further, but we do not necessarily recommend this option if you need the money in the short-term. Please contact us so that we can discuss your needs, and determine what may be best in your unique situation.

Social Security earnings history

Check your Social Security earnings history on SSA.gov and make sure it is accurate. It seems it is more common than you would think that their records are inaccurate. The best way to do this is to go to SSA.gov and open or login to your my Social Security account and review your earnings history. It is useful for people of all ages who want to learn about their future Social Security benefits as well as check current or past earnings history. If you find errors in your Social Security earnings history, you can go to this link to learn how to correct it. Or download the pdf below.

Check out our new podcast, The Money Pig Podcast, hosted by our very own Reid Trego. Each episode will feature practical wisdom from our expert advisors. The first three episode links are below. Please subscribe and follow our podcast on Apple Podcasts! You can also find us on Spotify. Maybe one of the episodes would be good to share with family and friends. We plan to share guidance on many different financial related topics.

In case you were wondering about the name, the Money PIG reminds us that we strive for financial Peace, Independence and Generosity!

Investor’s guide to the sandwich generation

Flowers to plant in April

by Tara Bruce

I just love the change of seasons and how I swell with anticipation as the ground begins to sprout colors and fragrances. My peonies are about to bloom, my irises are currently growing tall, and my sunflower, zinnia, and poppy seedlings are sprouting everywhere. I love the spring and being able to play a role in creating a masterpiece for the senses in my yard. Here are some tips on what to plant in Georgia in April. The source of this information is from Simply Smart Gardening.

Tips for planting

• Prepare your soil. Loosen the dirt first and mix in some top soil or compost you have already prepared.
• Gradually introduce your young indoor plants to the outdoor weather conditions such as sunshine, wind, and less water. This helps your plants adjust and become stronger.
• If you buy plants from a local gardening center make sure to choose compact plants that are full, but have not started to bloom yet.

Flower seeds to plant in April

Directly sow these flowers in your garden:

• Sweet peas (Lathyrus odoratus)
• Bachelor’s buttons (Centaurea cyanus)
• Larkspur (Consolida ajacis)

Annuals to consider planting in April:

• African daisies
• Baby-blue-eyes
• Bush violets (Browallia)
• English daisies
• Forget-me-nots
• Larkspurs
• Lobelias
• Love-in-a-mist
• Painted tongue (Salpiglossis)
• Pansies
• Pot marigolds
• Pouch flowers (Nemesia)
• Primroses
• Snapdragons
• Stocks
• Sweet alyssum
• Sweet Annie (Artemisia annua)
• Sweet peas (Lathyrus odoratus)
• Violets

Perennial flowers to plant in April

• Plant containerized roses.
• Take cuttings from the tips of chrysanthemums and delphiniums to start new plants.
• Plant hardy perennials, such as day lilies and delphiniums.

Later in the month you can transplants these seedlings from indoors:

• Forget-me-nots (Myosotis spp.)
• Foxglove (Digitalis spp.)
• Shirley, Iceland, and California poppies
• Persian buttercups (Ranunculus)

What bulbs to plant in April

Summer blooms you can plant in April:

• Anemone
• Calla Lilies
• Canna Lilies
• Crocosmia
• Dahlias
• Elephant Ears
• Freesia
• Gladiolus
• Lilies

Fruits and vegetables to plant in April

Planting fruits and vegetables in April allows you to enjoy delicious treats all summer long.

Vegetables to plant in April

• Beets
• Carrots
• Lettuce
• Parsnips
• Peas
• Spinach
• Swiss chard
• Turnips

Start these indoors:

• Basil
• Cucumber
• Eggplant
• Gourds
• Melons
• Peppers
• Summer squash
• Tomatoes
• Winter squash

Fruits to plant in April

• Plant small fruits such as strawberries, raspberries, blackberries
• Some sites say you can plant watermelon and cantaloupe now, but you might want to sow indoors first and then transplant

Disclosure – All investment carries risk, and we cannot guarantee performance or results. The ideas and guides shared are based on our experience, and may not apply to your specific situation. GIA does not earn any compensation from any of the non-GIA links provided. Please contact us for any questions relating to the content above, or to discuss your specific situation.

recent blogs